You built something real. Your books should reflect that. Two Cents Accounting brings expert bookkeeping, clean systems, and a trusted partner to help you understand your numbers and grow with confidence.
Bookkeeping, systems, payroll, and advisory support: all relationship-based, all built around your business. Serving small business owners nationwide.
QuickBooks Online financial reports for small business owners that are clear, current, and actually useful.
Custom QuickBooks Online setup for service-based businesses: simple, efficient, and built for how you work.
Small business bookkeeping, reconciliations, and payroll processing thats accurate, organized, and stress-free.
Financial advisory and bookkeeping for small business owners ready to stop guessing and lead with confidence.
You built something beautiful - your bookkeeping should be the easy part. The Simple Ledger is a done-for-you Google Sheets template built specifically for makers, artists, and crafters who want to know their numbers without learning accounting. Enter your transactions, and your Profit & Loss report builds itself with income categories for craft fair sales, online shops, wholesale, and custom orders, plus expense categories built around how a creative business actually spends money. Includes a sales tax tracker with two methods depending on how you collect it. No accounting degree required. No monthly subscription. Just clear, organized financials you can hand to your tax preparer with confidence. $47 Instant Digital Download
Professional QuickBooks Online setup for small businesses. Includes chart of accounts, bank feeds, settings, and 1 hour of hands-on QBO training. Start organized, start confident.
Sometimes you don’t need a full consultation, you just need a real answer from someone who actually knows what they’re talking about. For $50, you get 15 minutes with an experienced bookkeeper who knows QBO inside and out. Bring your one burning question - a transaction you can’t categorize, a workflow that’s not clicking, a report pulling weird numbers, or a simple “what do I do next?” moment, and leave with a clear answer. No searching YouTube. No wading through help articles. Just focused, practical support when you need it. $50 | 15 minutes | Held virtually.
Small business payroll setup and processing through ADP - accurate, compliant, and completely handled for you. Keep your team paid and your filings on time, every time.
Behind on your books? It happens, and it's more common than you think. Whether you're a few months behind or a few years, catch-up bookkeeping gets your records accurate, organized, and current so you can move forward with a clean slate. Each month of back books is treated as its own project - categorized, reconciled, and ready for your tax preparer or CPA when the time comes. Once we're caught up, we'll talk about what ongoing support looks like so you never end up here again. Starting ongoing monthly bookkeeping? Catch-up to January is required and is included in your engagement letter. $375/month of back books Book a call to get started.
Not sure where to start? Book a free 30-minute discovery call with Janet. There's no pressure, no jargon, just an honest conversation about your business and how we can help.
Running a business is a lot. Your books shouldn't add to the overwhelm - they should give you a clearer picture of where you stand and where you're headed. At Two Cents Accounting, monthly bookkeeping is a relationship, not a transaction. You get accurate, organized financials, a QuickBooks Online subscription, a secure client portal, and a real financial partner who knows your business. Whether you're a solo owner building a solid foundation (Your Two Cents - $425/mo), a growing business with more moving parts (Stacking Cents - $1,275/mo), or a scaling operation that needs deep financial support (The Whole Ledger - $2,500/mo), there's a tier built for where you are right now. All engagements start with a 3-month commitment, then go month-to-month. Book a free discovery call and let's figure out which one fits.
You want to manage your own books - you just want to do it right. Whether you're brand new to QuickBooks Online, troubleshooting something that's not adding up, or ready to overhaul a system that's gotten messy, this one-hour session is built around your specific situation. No generic tutorials. No one-size-fits-all walkthroughs. Just focused, practical guidance from someone who lives in QBO every day, so you can walk away with real answers and actual confidence in your numbers. Sessions are held remotely. Book your hour, complete payment at checkout, and come with your questions ready.
Not sure if your books are in good shape, or just hoping they are? This service gives you a professional set of eyes on a full year of transactions and a straight answer about where things stand. You'll get an honest assessment of what's working, what's not, and where things may have gone sideways, without the guesswork. If your books are clean and tax-ready, you'll know it. If something needs attention, you'll know that too. If cleanup work is needed, the cost of your review applies as a deposit toward catch-up bookkeeping. No double-dipping. $900 | One year of transactions | Book a call to get started.
Behind every small business is a real person working hard to build something meaningful. We started Two Cents Accounting because we believe that person deserves more than someone who just keeps the books.
Our practice is grounded in respect, integrity, inclusion, and genuine support...not just for your finances, but for you. Every client is a real person with a real business, and that's exactly how we treat them.
If you'd like to talk more, give us a call!
📞 507-200-2167
We’re proud to support incredible small business owners. Here’s what a few have shared about working with us:
I’m so grateful for Janet at Two Cents Accounting! Janet was easy to work with, supportive, and I never once felt judged—just encouraged. If you’re looking for someone who makes bookkeeping feel less overwhelming, I highly recommend her!
Cara M
I have been working with Janet for at least 10 years. She is a trusted associate in my current ventures and has been very helpful in helping me keep my books ready for my tax accountant. I appreciate the honest answers snd advice.
Sara T
Started working with Janet about 5 years ago. She was brought in to assist with monthly bookkeeping/accounting. She cleaned up and restructured everything. She made things make sense. If you need some help, she's the one to talk to.
John F